Our Services: For Your Personal Needs

As your trusted financial partner, it is important that we provide a comprehensive list of services that will enable you to grow your wealth and reach your future goals. Our areas of expertise cover both personal and business planning needs, with a focus on providing trusted and tailored advice to all clients.

Comprehensive Financial Planning

Wholistic planning that includes strategies for growing your net worth, and tax-efficiently accessing your money when you need it. Our plans include services like:

    • Retirement Savings (RRSP, RSP, Pensions, DBPP, DCPP, LIRA, RRIF, LRIF)
    • Investment Accounts (TFSA, Non-Registered, RESP, RDSP)
    • Specialty Programs & Accounts (FHSA, Home Buyers’ Plan)

Investment Options

We have access to a comprehensive range of products from top Canadian and International companies, including:

    • Mutual Funds
    • Mutual Fund ETF's
    • Segregated Funds
    • Segregated Fund ETF's
    • Annuities
    • High-Interest Savings Accounts

Insurance Protection

Insurance Protection – we have access to the top insurance carriers across Canada to ensure you are getting the most competitive and suitable coverage for your various needs:

    • Life Insurance
    • Critical Illness Insurance
    • Disability Insurance
    • Health & Dental Insurance

Our Services: For Your Business Needs

Comprehensive Financial Planning

Comprehensive Financial Planning – our wholistic plans don’t just look at your personal assets, we also advise on corporate assets including investing Holdco’s and corporate accounts.

Group Benefits

We represent the top carriers across Canada for your group benefit plan needs to ensure you are receiving competitive pricing and elite ongoing service of your plan, which may include:

    • Extended Health Care (EHC)
    • Drugs, Paramedical Services, Medical Services & Supplies, Hospital Coverage, Emergency Out of Country Coverage, Vision, etc.
    • Dental Benefits
    • Basic Services, Major Restorative, Orthodontic
    • Life Insurance
    • Basic Life Insurance, Dependent Life Insurance, Optional & Accidental Death
    • Disability Insurance
    • Short-Term Disability (STD), Long-Term Disability (LTD)
    • Additional Options
    • EAP Programs, Virtual Healthcare, Second Medical Opinion

Health & Wellness Spending Accounts (HSA/WSA)

  • Plans available for businesses of all sizes, from 1 employee to larger companies looking to supplement their group benefit plan
  • Customization available to provide maximum flexibility to suit your needs, including offering Wellness Accounts for employee’s maximum satisfaction

Group Retirement Services

Plans that enable you to assist your employees with saving for their future goals and retirement including:

    • RRSP, TFSA, DPSP, Profit Sharing Plans, DCPP, Pension Plans

Shareholder Agreement &
Buy-Sell Insurance

  • Life, Disability and Critical Illness insurance to fund shareholder agreements to ensure adequate cash flow without impacting the business operations in case of emergency

Key-Person Insurance

  • Life, Disability and Critical Illness insurance to ensure minimal disruptions to your business in case of a key employee emergency